About Us

Howarth Financial is a financial planning business with a difference. Our aim is to position our clients for growth through careful planning around your individual goals. We want to ensure that we listen to you, getting to know what’s important to you both now and in the years to come through our ongoing client relationships.

We specialise in providing advice for families as a family focused business we can certainly identify with the issues faced daily by our clients. This can include areas such as cashflow and budgeting, insurances, superannuation, education funding, planning for future events, reducing debt and building an investment portfolio to name a few.

When asked what our clients have in common – they all want help to make managing or growing their finances easier, a good lifestyle for themselves and their family and to save money!

We believe in simplicity and living ‘the good life’. This is why contacting Howarth Financial should be the first step in your financial planning journey.


Why Choose Howarth Financial?

  • We operate on a fee for service basis and often we can structure payment of your advice through super, insurances or investments – not your own bank account
  • We believe in quality of advice, not quantity of clients
  • We want to work with you to encourage you to commit to making your life the best it can be
  • Our aim is to grow our client base through building long lasting relationships
  • We don’t recommend anything that we wouldn’t be willing to invest in ourselves
  • You can be confident of your advisers qualifications as all advisers are CFP qualified and members of the Financial Planning Association of Australia
  • Our extensive approved product list ensures no conflicts of interest

Get started now! Rebecca Howarth is contactable on 0411 279 964 or admin@howarthfinancial.com.au.


"After being recommended by my Accountant to have a word to Rebecca from Howarth Financial about my finances and superannuation funds, I must say it was good advice.

Rebecca has been marvelous, nothing was too much trouble and she has arranged all of our finances and super so I am in a much healthier position than previously and it is much easier to access.

Rebecca showed how to best set up our finances so we would get the maximum benefit in the long term and then did all the leg work in putting it all in place with me only having to read through and sign the paperwork.

I would recommend her to anyone else who is seeking to get their finances in order."
Harry D

I was put onto Howarth Financial from a school friend early this year. With us just starting a new business everything had changed. We asked Rebecca to go though our personal and business situation and tell us what we should update/change.

We have found Rebecca to be very professional and was honest and prompt with our plan.

We now have all insurances in place to cover us and the kids in case of any trauma. Rebecca has even facilitated our Wills and Power of Attorney documents.

I would recommend you get a financial check to see how you are travelling.

Garry & Natalie Goodall